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Such activities are listed in the General Eligibility Criteria, item 3. Activities and purposes not eligible for funding. Exceptionally, if HBOR invests in the name and for the account of the fiduciary principal or for the account of the fiduciary principal and in its own name, HBOR may invest without the financial intermediary committing itself to invest exclusively in activities acceptable to HBOR, all provided that HBOR has received an order instruction from the fiduciary principal to do so.
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If an Order is required urgently, we request notification of same and will try to expedite the request. All items are carefully inspected at the time of packing and shipment. Our Shipping Rates are listed Below. In the event that we are closed and unable to ship we will ship your orders at the earliest time possible. In the meantime orders are still being processed and going out daily.
Please allow for extra time on your deliveries if the situation progresses. We reserve the right to extend delivery time in the event that we are required to close for a period or Aus Post uncontrollable timeframes by Aus Post. Orders are still being processed and going out daily. Australia Post is currently experiencing significant delivery delays due to limited airline capacity and government restrictions within international destinations due to COVID With only one active VC fund specifically targeting the Balkans region SCV , entrepreneurs find it extremely hard to raise capital for early and growth stages alike.
Pockets of risk-finance activity can be found around a few large and more mature IT companies, but those will, more often than not, be geared towards impact investing rather than outsourcing innovation through corporate venturing. The lack of risk capital is the single most important obstacle to a more vibrant startup ecosystem in Croatia.
When it comes to raising capital, startups have to rely almost exclusively on international funding, which is rather challenging to raise. Despite the small size of the ecosystem, and the lack of funding available, the Croatian startup ecosystem managed to generate a few success stories. Hubs Startup support actors in Croatia, such as technology parks, incubators, and accelerators increased in numbers and the quality is progressively improving as well.
Croatian startup support entities are good in creating startups and scale-up companies and should thus focus on helping its best scale-up companies reach their exits. Verticals and Industries It is difficult to determine the most important industries in the Croatian startup ecosystem because successful startups operate in very different fields from one another. Verticals range from automotive to agriculture, and from cybersecurity to telecommunications.
One of the key competitive advantages of the Croatian ecosystem is the availability of good and affordable engineering talent. This is particularly true for hardware, where a rather low-cost base for engineering talent and services in Croatia allows for setting up an EU-based operation that is competitive to Asian counterparts. One interesting point is that while tourism represents a very big and important part of the overall economy, it does not feature in the startup ecosystem.
Surprisingly, a small number of Croatian startups are focused on tourism. This merger strengthened the agency, which has signed a contract with the European Investment Fund and started a microloan scheme for SME financing. Startup conferences are also supported by the government in Croatia, as well as Startup weekends and hackathons through public funding of entities like technology parks and startup incubators that usually organize such events.
Collaborative projects between industry and academia leading to spin-off creation are present in the region. Croatia invested strongly in these programs and supports 20 centres of excellence and competence centres.
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